Cover for voluntary work

She doesnt need to be a member of an assocations but does need her own insurance. There are companies who offer special insurance for therapists. She may well find it much cheaper to be a member of an association and get her insurance through them. They have access to block schemes which are usually cheaper.

Hi Cindy Government National Occupational Standards for Reiki practitioners were published around 2003, details are on the Skills for Health website. Insurance cover isnt about whether the practitioner is paid or not. Insurance covers the treatment for injury to clients caused by the treatment itself (which, I agree, may be very unlikely if the therapist hasnt touched them!). It includes cover for example if the client falls off the couch and is injured (before hot stones therapy - this was the top reason for insurance claims), or trips on the carpet, or falls down the stairs. Sometimes clients may feel light -headed after a treatment particularly if they have been lying down. It would cover the therapist if the client was to put in a claim that the therapist had injured them in some way, and were to sue. Insurance protects the practitioner as well as the client. A voluntary organisation such as a hospice, where treatments may be free, would insist that the practitioner is qualified and insured. The cheapest way to get cover is through membership of a professional association.

Unfortunately we now live in a litigation culture.